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Below, we present you with 5
essential steps to consider before buying a
new home. The endeavor of buying a
new home can be a challenging one and
should be carefully planned instead of
jumping in head first! The Jim
Mills Team has organized the
following 5 simple steps so you may avoid
what we call the “Domino
Effect”; that one misstep in
the process which creates unforeseen
obstacles further down the path of home
ownership.
We present you with this information
because we, as a team, possess decades of
experience in guiding people just like you
through each and every stage of owning a
new home. If you have any questions feel
free to contact us by phone (toll-free:
1-888-584-8456)
or email a member of the
Jim Mills Team.
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Determining the Fair Market
Value and the amount of equity present in
your current home is a crucial part of this
process.
Having sold homes in the Charleston area for
the last few years, I am very knowledgeable
about marketing your home and getting the top $
with the least amount of problems in the
quickest amount of time!
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This could be the most
important step up the path to the home you
deserve. If you choose the wrong realtor,
you may very well end up with the wrong
home. Choosing the wrong realtor can cause
a “domino effect”, jeopardizing the entire
home buying process. Whether you choose the
Jim Mills Team or not, there are certain
qualities that you should not just hope
for, but demand.
A.Will provide a list of reputable
companies to help make the home buying
experience Truly Pleasurable.
B. Will listen to your wants and needs,
and help locate the home that is right
for you and your family.
C. Will help to meet your needs, not
push you into more than you need, want,
or can afford.
D. Will take all the time you need to
answer your questions, and guide you to
the home that is right for you.
E. Will be honest and forthcoming with
full disclosure on all.
F. Will gladly walk you through the
entire home buying process from
contract to closing. The right realtor
will be able to guide you through all
the steps of the home buying
process.
G. The correct realtor will guide you
up the right path for you.
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Choosing A
Mortgage Company
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Your choice of your mortgage company
must be a well thought out decision, as
this could make a huge difference in your
financial situation. Understanding the
different types of loans available and
being able to make a wise decision as to
which is best for you and your family is
extremely important.
Even though we have knowledge and
understanding of most available loans we
feel that a true professional in the
mortgage arena would be best qualified to
guide you to the right home loan for
you.
We will supply you with a list of
lenders that we have dealt with in the past
and have found to be very reputable as well
as competitive.
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Choosing A
Home Inspector
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Choosing the right home inspector should
be considered as important as the
foundation of your potential new home.
Therefore, we will guide you to the most
trusted and steadfast inspectors. We want
you to be assured that the new home for
your family is in acceptable condition and
that there are no electrical, mechanical or
plumping defects and the home is
structurally sound. A good inspector’s aim
is to discover problems with the home that
may not be readily apparent. The idea is to
point out the problems without exaggerating
the defects. Whether you choose our team or
not, be very choosy when it comes to your
home inspector. You and your loved ones
satisfaction, security and safety depends
on it.
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Choosing Home
Owners Insurance
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This is a simple sounding yet very
complicated decision. A good homeowner’s
insurance agent is a great resource for
info on home safety issues and can tell you
how to keep insurance premiums low. Finding
a good homeowners insurance agent early in
the process can help to save you money.
There is no one insurance agency that is
best fitted for everyone. The Jim Mills
Team can provide you with resources
directing you to the type of homeowner’s
insurance agent you need.
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Selecting a good attorney is a very
necessary step along the path to your new
home. A good attorney will help you
complete the paperwork, do in depth title
searches, deed preparation and make sure
that the covenants of the contract are
respected by all parties involved.
An excellent attorney will have the
staff and resources to complete your home
buying process. The attorney will also
answer any and all questions that you may
have during the process. This is a critical
decision that must be thought out as a
wrong choice of an attorney could delay
your closing and complicate what should be
a joyful experience.
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