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5 Powerful Buying Strategies 1. Don't Get "Pre-Qualified! Do you want to get the best house you can for the least amount of money? Then make sure you are in the strongest negotiating...2. Sell Your Property First, Then Buy the House
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Below, we present you with 5 essential steps to consider before buying a new home. The endeavor of buying a new home can be a challenging one and should be carefully planned instead of jumping in head first! The Jim Mills Team has organized the following 5 simple steps so you may avoid what we call the “Domino Effect”; that one misstep in the process which creates unforeseen obstacles further down the path of home ownership.
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5 Essential Steps To Consider Before Buying A New Home
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9 Deadly Mistakes Home Sellers Make Mistake #1. Using a real estate agent instead of a Realtor When you're looking for help buying or selling property, it's important to remember that...
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9 Deadly Mistakes Home Sellers Make Mistake #1. Using a real estate agent instead of a Realtor When you're looking for help buying or selling property, it's important to remember that...
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ABR - Accredited Buyer Representative
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ABR- Accredited Buyer Representative
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Adjustable-Rate Mortgages Adjustable-rate mortgages (ARMs) differ from fixed-rate mortgages in that the interest rate and monthly payment can change over the life of the loan. ARMs generally have...
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What is the difference between market value and appraised value?
How do you find out the value of a troubled property?
What are the standard ways of finding out what a house is valued at?
What's a house worth?
What standards do appraisers use to estimate value?
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buyers-guide.html
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If you are currently renting a home and are considering buying a home in the near future keep reading. If you are new to the area and think you may want to rent before buying a home you may want to consider some of the following factors:
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Search For Homes | Charleston SC | Goose Creek SC | Moncks Corner | Summerville SC | Daniels Island SC | Hanahan SC
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Helpful Articles To Guide You When Buying Your Home
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Understanding how much you can afford is one of the most important rules of not only home buying, but in selling your home also. Depending on your individual situation, your budget can affect everything from the neighborhoods where you look, to the size of the house, and even what type of financing you choose
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Understanding how much you can afford is one of the most important rules of not only home buying, but in selling your home also. Depending on your individual situation, your budget can affect everything from the neighborhoods where you look, to the size of the house, and even what type of financing you choose
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choosing-a-home-inspector.html
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choosing-a-mortgage-company.html
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How do you choose between condos and single-family homes?
Are condominiums risky to buy?
Do condos have to be made accessible to the disabled?
Are condos a good investment?
Where do I get information on condo association laws?
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Details To Contact Our Jim Mills Team
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The Certified Residential Specialist (CRS) is the highest Designation awarded to sales associates in the residential sales field. The CRS Designation recognizes professional accomplishments in both experience and education.
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e-Certified
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ePro Certified
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e-PRO® is a revolutionary training program presented entirely online to certify real estate agents and brokers as Internet Professionals
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How can I save on closing costs?
Where do I get information about closing costs?
What are closing costs?
Who pays the closing costs?
Why do I need a title report?
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Questions and Answers About Appraisals, Escrow, Closing Costs, Home Inspections, Interest Rates, Property Taxes, Making an Offer, Tax Considerations and Home Insurance
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Our Featured Homes In Goose Creek South Carolina and The Greater Charleston Area
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How do you choose between buying and renting?
What are the pros and cons of adding on or buying new?
What are the pros and cons of adding on or buying new?
What do all of those real estate acronyms in the ads mean?
Do we dig deep and buy a dream home or settle for a starter home?
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Where are fixer-uppers found? Are there programs for fixer-uppers? What kind of return is there on remodeling jobs? Are there gov't programs for rehab? What are some resources for info on home improvements? Are there any special tax breaks for historic rehab? What are some guidelines to follow when trying to find a contractor?
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Are foreclosures an option? What are problems with buying foreclosures? What types of foreclosure are there? What happens at a trustee sale? How do you find government-repossessed homes? Can I get a HUD home for as little as $100 down?
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It's important and critical that you have a clear view of your financial situation before starting your search for a new home. You'll have a much better idea of what you can afford by getting a handle on your income, expenses and debts and how much you'll need to borrow.
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It's important and critical that you have a clear view of your financial situation before starting your search for a new home. You'll have a much better idea of what you can afford by getting a handle on your income, expenses and debts and how much you'll need to borrow.
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GRI - Graduate REALTOR Institute
Members involved in residential real estate who want a solid base of information for their practice.
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Graduate REALTOR Institute Members involved in residential real estate who want a solid base of information for their practice.
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index.html
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How do I find a home inspector? What's a home inspection? Do I need a home inspection? How do I find a home inspector?
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HELP (Homeowner Education and Loan Protection), is a Program offered through the Rainy Day Foundation, a 501 ( c ) 3 non profit organization which was established to create and maintain responsible home ownership.
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It is important to understand how mortgage loans work when you are selling your home. Many people are surprised to learn that the amount you pay towards interest and principal varies dramatically over time. This is because mortgage loans work in such a way that the early payments are primarily in interest...
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It is important to understand how mortgage loans work when you are selling your home. Many people are surprised to learn that the amount you pay towards interest and principal varies dramatically over time. This is because mortgage loans work in such a way that the early payments are primarily in interest, and...
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How To Get Top Dollar In Any Market The best chance for selling your property is within the first seven weeks it is on the marker. Studies show that the longer a property stays on the market, the...
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What kind of home insurance should I get?
A standard homeowners policy protects against fire, lightning, wind, storms, hail, explosions, riots, aircraft wrecks, vehicle crashes, smoke, vandalism, theft, breaking glass, falling objects, weight of snow or sleet, collapsing buildings, freezing of plumbing fixtures, electrical damage...
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Tell me more about ARMs? Adjustable-rate mortgages "are tied to an index which is a measure of the lender's cost of borrowing money. As the index rises, so will the interest rate on the adjustable loan
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If you're new to investing or real estate and don't know the first thing about interest rates, here's a good tip: the higher the interest rate, the more expensive it's going to be. High interest rates mean you will have to pay back more on the money you borrow. Another good rule of thumb is...
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If you're new to investing or real estate and don't know the first thing about interest rates, here's a good tip: the higher the interest rate, the more expensive it's going to be. High interest rates mean you will have to pay back more on the money you borrow. Another good rule of thumb is...
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jill-mills-internet-marketing-plan.html
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Introducting The Jim Mills Team - Your Team Serving The Greater Charleston & Goose Creek South Carolina Areas
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jim-mills-team-newsletter-archive.html
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What is a lease option? When a renter signs a lease with an option to purchase the property for a specific price within a certain time frame, that is called a lease option. In most lease-option situations, a portion of the rent is applied to a future down payment.
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Is a low offer a good idea? While your low offer in a normal market might be rejected immediately, in a buyer's market a motivated seller will either accept or make a counteroffer. Full-price offers or above are more likely to be accepted by the seller. But there are other considerations involved...
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Our Mission Statement Is The Standard We Are Committed To While We Help You Find Your Next Home In Goose Creek SC or The Greater Charleston South Carolina Area
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Go online and search the internet to the area's local realtor in advance of your move. You will find alot of information which can be helpful in giving you some idea of the type of housing available in the new city, as well as other useful information. You can now actually view the inside of many homes using a feature called "virtual tours'
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moving-checklist.html
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Go online and search the internet to the area's local realtor in advance of your move. You will find alot of information which can be helpful in giving you some idea of the type of housing available in the new city, as well as other useful information. You can now actually view the inside of many homes using a feature called "virtual tours'.
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What contingencies should be put in an offer? Most offers include two standard contingencies: a financing contingency, which makes the sale dependent on the buyers' ability to obtain a loan commitment from a lender, and an inspection contingency, which allows buyers to have professionals inspect the property to their satisfaction...
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New Construction Map and Home Builders Specs for the Tri-County Charleston South Carolina Area
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A personal letter from Jim
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Can you negotiate the price on new homes? It can be difficult to negotiate the sales price with a developer because they may claim their prices are based on fixed construction costs. But it doesn't hurt to try. Experts say builders more likely to...
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A point is equal to 1 percent of the loan amount. Points are usually paid out-of-pocket by the buyer at closing. Homebuyers often have the option of choosing a loan with a lower interest rate by paying points. For example, with a $100,000 loan, one point equals $1,000.
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A point is equal to 1 percent of the loan amount. Points are usually paid out-of-pocket by the buyer at closing. Homebuyers often have the option of choosing a loan with a lower interest rate by paying points. For example, with a $100,000 loan, one point equals $1,000.
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Printable Service Providers List
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We Protect Your Privacy - While You Look For A New Home In Goose Creek and Charleston South Carolina
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How do property taxes work? Property taxes are what most homeowners in the United States pay for the privilege of owning a piece of real estate, on average 1.5 percent of the property's current market value. These annual local assessments by county or local authorities help pay for public services and are calculated using a variety of formulas.
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Purchaser Checklist Arrange For Financing PATTY ZERBST NATIONAL CITY MORTGAGE 7301 Rivers Ave. Suite 241 N. Charleston , SC 29406 843-553-0410 Ext 339 (Office) 800-948-2417 (Office Toll Free)...
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real-estate-contracts.html
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There are many reasons you should own your own home and you've probably seen lots of financial arguments about why you should own your own home rather than rent. Many of these reasons include budgeting (no rent increases) and the tax savings you'll most likely have. Now I'm going to give you some reasons to own your own home that you probably haven't heard.
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There are many reasons you should own your own home and you've probably seen lots of financial arguments about why you should own your own home rather than rent. Many of these reasons include budgeting (no rent increases) and the tax savings you'll most likely have. Now I'm going to give you some reasons to own your own home that you probably haven't heard.
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If you've built enough equity, you can refinance in order to take cash out of the property or refinancing your home can be an excellent way to bring down your monthly mortgage payment, raise cash, or consolidate debts with high interest rates. However, do so with caution. You need to...
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If you've built enough equity, you can refinance in order to take cash out of the property or refinancing your home can be an excellent way to bring down your monthly mortgage payment, raise cash, or consolidate debts with high interest rates. However, do so with caution. You need to...
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Need Help With Real Estate Questions - Try Our Resource Library For Articles & Real Estate Infomation In Goose Creek South Carolina or The Tri-County Charleston SC Area
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Sample Real Estate Contracts
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The Jim Mills Team offers Goose Creek SC Real Estate, Goose Creek SC Homes, Goose Creek Homes for Sale, Goose Creek Houses for Sale, Homes for Sale in Goose Creek SC, Houses for Sale in Goose Creek, Buying a House in Goose Creek, Where to Buy a Home in Goose Creek and more
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selecting-insurance-and-your-attorney.html
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selecting-your-real-estate-agent.html
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Selling Your Home - Helpful Tips & Articles
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Value Of Your Home | Charleston SC | Goose Creek SC | Moncks Corner | Summerville SC | Daniels Island SC
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Simply put, leverage allows you to use a small down payment and financing to purchase a larger investment. One of the greatest financial aspects of buying a home is the ability to leverage your money. For example, if you bought a $125,000 home with 10 percent down, you leveraged the $12,500 down payment to purchase an asset worth 10 times that amount
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Simply put, leverage allows you to use a small down payment and financing to purchase a larger investment. One of the greatest financial aspects of buying a home is the ability to leverage your money. For example, if you bought a $125,000 home with 10 percent down, you leveraged the $12,500 down payment to purchase an asset worth 10 times that amount
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Helpful Articles To Guide You When Selling Your Home
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SEVEN SELLING MISTAKES YOU DON'T WANT TO MAKE! Mistake #1. Pricing Your Property Too High Every seller wants to get the most money for his or her house. Ironically, the best way to do this is NOT to...
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SEVEN SELLING MISTAKES YOU DON'T WANT TO MAKE! Mistake #1. Pricing Your Property Too High Every seller wants to get the most money for his or her house. Ironically, the best way to do this is NOT to...
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SRES - Seniors Real Estate Specialist is a trained realtor that is able to meet the special needs of maturing Americans when selling, buying, relocating, or refinancing residential or investment properties.
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steps-involved-in-buying-a-home.html
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When you are involved in real estate investing everybody has certain goals and aspirations. However, we have found that there are certain guidelines every aspiring real estate investor needs to know.
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When you are involved in real estate investing everybody has certain goals and aspirations. However, we have found that there are certain guidelines every aspiring real estate investor needs to know.
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What is the Mortgage Credit Certificate program? The Mortgage Credit Certificate program allows first-time home buyers to take advantage of a special federal income tax credit. This program allows buyers credit in qualifying for the tax advantage they'll receive after they purchase the home.
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Can a co-owner force someone off a shared deed? In some states, a co-owner often can force the sale of a shared property by filing a so-called partition action. In such a situation, if the severance is granted, the property would be sold and the owners would split the proceeds proportionate to their interest in the property.
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Terms & Conditions For Using Our Website While Looking To Sell Or Buy Your Next Home In Goose Creek South Carolina or The Greater Charleston Tri-County South Carolina Area
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testimonials.html
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the-home-buying-process.html
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Things You Should Know about Moving In Search of a New Residence Subscribe to the area's local newspaper in advance of your move. It usually contains a large real estate section, which can be helpful...
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The Three Main Reasons People Buy Homes:
Investment Potential
The largest investment for most people is their home. In the long run, investments in homes far outpace inflation. Homeowners build equity and, in most states, can borrow against it...
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Understanding adjustable-rate mortgages is important and can literally save you thousands of dollars in the long run. Adjustable-rate mortgages (ARMs) differ from fixed-rate mortgages in that the interest rate and monthly payment can change over the life of the loan. ARMs generally have lower...
understanding-adjustable-rate-mortgages-when-selling-your-home.html
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Understanding adjustable-rate mortgages is important and can literally save you thousands of dollars in the long run. Adjustable-rate mortgages (ARMs) differ from fixed-rate mortgages in that the interest rate and monthly payment can change over the life of the loan. ARMs generally have lower...
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vip-buyer.html
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How do you find out the value of a troubled property? Buyers considering a foreclosure property should obtain as much information as possible from the lender about the range of bids being sought.
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When selling your home there are no guarantees that a buyer will simply walk through the front door. In many cases you may have to bring your home to the buyer. Effective marketing will help ensure that your property receives maximum exposure to attract a ready, willing and able buyer.
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When selling your home there are no guarantees that a buyer will simply walk through the front door. In many cases you may have to bring your home to the buyer. Effective marketing will help ensure that your property receives maximum exposure to attract a ready, willing and able buyer. The appearance of your home, a buyer's first impressions, and other considerations can...
when-selling-a-home.html
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Where can I get a list of home builders? For a list of home builders, contact the National Association of Home Builders at...
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What standards do appraisers use to estimate value? Appraisers use several factors when estimating value including historical records, property performance, condition of the home and indices that forecast future value.
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